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After a credit provider approves the issuance of a card to an account, the cardholder may use it for transactions with a merchant. Credit card receivables are calculated each month and delivered via a statement from the creditor to the account holder. Interest is calculated and charged by the creditor. If payments are missed, credit card receivables may be given to a collection agency for credit card debt collection. The credit card receivables market also includes a viable student credit card receivables segment. Additionally, a creditor may decide to sell credit card receivables to a debt buyer who then recovers the the amount owed through debt collection strategies.
Free reports on credit card receivables management from insideARM:
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News Headlines
- CARD Act Could Negatively Impact Creditworthy Consumers’ Credit Scores 3/12/10
- Former Chase Exec Makes Debt Sales Allegations in Lawsuit 3/10/10
- Exploring Rising Complaints Against Debt Collectors 3/5/10
- Experts Say New Credit Card Rules will Significantly Impact ARM Industry 3/3/10
- Numbers from the ARM Industry’s First Virtual Trade Show 2/26/10
- Credit Card ARM Inventory to Remain Strong as Charge Offs Spike 2/24/10
- State Attorney General Goes After Capital One for Debt Collection and Re-Aging 1/25/10
- Movement Underway to Shift Money from Large Banks to Community Banks 1/13/10
- U.S. Consumer Credit Declines at Record Pace in November 1/11/10
- Early Developments Could Keep Debt Markets Depressed in 2010 1/5/10
- Consumer Credit Contraction to Impact ARM Industry Over Time 12/11/09
- Another Big Loss for Consumer Credit Card Debt in September 11/9/09
- Banks Charging Off Debt at a Higher Rate than in Great Depression 10/28/09
- Government Report Recommends Significant Changes to FDCPA 10/22/09
- CFPA Debated in Committee this Week; Experts Weigh In on ARM Impact 10/21/09
- Credit Card Debt Evaporating in U.S.; Down 13 percent in August 10/8/09
- Barney Frank Moves to Push Credit Card Rules on Banks Early 10/7/09
- Chargeoffs a Key Driver in Declining Credit Card Balances 9/23/09
- Consumer Credit Contracts at Record Pace in July 9/9/09
- Consumer Credit Balances Shifting to Lower Quality Brackets 9/4/09
- Credit Card Chargeoffs and Delinquencies Contracting Over Summer 8/26/09
- Credit Card Business Model Tested in Current Downturn 7/15/09
- Card Chargeoffs Accelerate, Break 10 Percent Barrier in May 7/2/09
- U.S. Consumer Credit Plummets in April; Credit Cards Fall 11 percent 6/8/09
- Credit Card Companies Get a Lift After Legislation Passes 6/3/09
- Credit Card Bill Impact on ARM Industry Uncertain 5/27/09
- ARM Companies Tell Different Tales in First Quarter Confidence Survey 5/20/09
- Congress Looks to Supplant Fed with Credit Card Bill Push 4/29/09
- Credit Card Chargeoffs Continue to Rise; 10% Rates May be Seen in 2009 4/22/09
- Credit Card Debt Shrinks at Fastest Rate in 30 Years in February 4/8/09
- Credit Cardholders’ Bill of Rights Gets New Life in New Congress 3/25/09
- Consumer Credit Gains in January Led by Cards 3/9/09
- Consumer Credit Performance Continues to Weaken As Card Chargeoffs Soar 3/4/09
- U.S. Consumer Credit Falls Again in December; November Revised Lower 2/9/09
- CompuCredit and its Collection Agency Settle FTC-FDIC Case for $114 million 12/22/08
- Regulators Approve New Credit Card Rules 12/18/08
- Capital One Card Charge-Offs Hit Nearly 7 Percent in November 12/16/08
- Chevy Chase Bank Deal Advances Capital One Diversification Strategy 12/15/08
- Consumer Credit Drops $3.5 billion in October 12/8/08
- Government to Spend $200 billion to Unclog Consumer Lending Market 11/26/08
- Collection Agencies Shifting Strategies in Rough Economy: Survey 11/19/08
- Consumer Credit Makes a Comeback in September 11/10/08
- Debt Settlement Companies Largely Ignored by Banks 11/3/08
- Citigroup Reports Loss of $2.8 billion, Card Losses Soar 10/16/08
- Discover Settles Suit Against Visa and MasterCard 10/16/08
- JP Morgan Chase Sees Credit Card Chargeoffs Rise 10/15/08
- Consumer Credit Falls in August for First Time in 10 Years 10/8/08
- Bank of America Releases Poor Results, Cuts Dividend 10/7/08
- Credit Card Charge-Offs Could be the Economy’s Next Big Drag 10/6/08
- Justice Department Settles Capital One Debt Collection Complaint 10/3/08
Analysis Headlines
- Creditors Are Shifting Strategy: Soon, Less will be More
- Over $33 Billion in U.S. Consumer Credit at Risk of Default
- Getting Current on Pricing in the U.S. Credit Card Debt Purchasing Market
- Survival Tips to Weather the Economy for Bankcard/Credit Card Agencies
- Data Causing Concern for Credit Card Market
- ARM Companies Under Pressure as Q2 Ends with Persistent Consumer Pessimism
- Market Report: Seven Factors Influencing the Credit Card Market
- Credit Card Delinquencies Drop As Charge-Offs Continue to Rise
- Financial Services Creditor Survey Underscores Anxiety about Current Economic Conditions
- Credit Card Spending Growth Continues Unabated As Do Charge-Offs and Delinquencies
- Spending Anxiety Pressures American Households
- Card Charge Offs Latest Sign of Rising Consumer Debt
- Getting Current on Pricing in the U.S. Credit Card Debt Purchasing Market
- Skittish Consumers Threaten the ARM Industry
- S&P Casts Wary Eye on Credit Card ABS in 2008
- A Growing Movement of PCI Compliance
- Sector-Specific Trends Impacting Credit Card ARM: Telecom
- The Evolution of Smart Card Technology
- Sector-Specific Trends Impacting Credit Card ARM: Mortgage
- Pricing in the U.S. Credit Card Market
- Profit-based Credit Marketing
- Making Applications Processes Customer Friendly – Part 3
- Making Applications Processes Customer Friendly - Part 2
- Making Applications Processes Customer Friendly – Part 1
Research Headlines
- Kaulkin Report 7 Excerpt - The Credit Card Industry: A Farewell to Cash
- Global Debt Buying Report - Accounting in the U.S. Credit Card Market
- Global Debt Buying Report - Globalization in the U.S. Credit Card Market
- Global Debt Buying Report - Resales in the U.S. Credit Card Market
- Global Debt Buying Report - Pricing in the U.S. Credit Card Market
- Global Debt Buying Report - Volume in the U.S. Credit Card Market
- Global Debt Buying Report - Expected Returns in the U.S. Credit Card Market
- Global Debt Buying Report - Portfolio Sizes in the U.S. Credit Card Market
- Kaulkin Report 6th Edition - The Credit Economy
Press Releases
- Discover Financial Services Announces Actions to Further Enhance Loan Loss Reserve 3/12/10
- Credit Counseling Services See Annual Credit Card Fees Returning With the New Credit Card Act in Place 3/8/10
- Consumer Credit Scores Drop in January 2010 2/18/10
- Firstsource Signs Three-Year Deal With Unirush LLC 2/16/10
- Average Credit Card Debt Drops to $3,752 Per Adult, $7,394 Per Household 2/11/10
- Credit Card Offers Make a Comeback to US Households: Synovate Mail Monitor 2/11/10
- Adeptra Reflects On 2010 Demand for True Multi-Channel Communications 2/9/10
- Oliphant Acquires Assets of Performance Capital Management 2/9/10
- Canadian Financial Company Intoduces A Balance Transfer Credit Card Program 2/4/10
- TransUnion Study Finds More Consumers Making Payments on Their Credit Cards Before Their Mortgages 2/3/10
- Veda Advantage Credit Demand Index - October to December 2009 2/2/10
- TransUnion Only Credit Bureau to Provide Multiple Income Models to Help Financial Services Firms Meet New Requirements of Credit CARD Act 1/28/10
- Credit Card Statements Will have A New Look in February, NFCC Works with Lenders 1/27/10
- East Capital Explorer, East Capital Financials Fund and Intrum Justitia Jointly Invest in Russian Non-Performing Consumer Loan Portfolios 1/25/10
- Consumers Cutting Credit Card Usage and Debt on Eve of Reform, First Command Reports 1/22/10
- Consumer Credit Card Debt Increases by Double Digits in Nearly Every Region in Second Half of 2009 1/13/10
- Consumers to Benefit from Fed’s Sweeping New Credit Card Rules 1/13/10
- First Annual FICO Decision Management Awards Presented to Bank of Communications, Highmark and Lloyds Banking Group 1/8/10
- RMS Recertified for 3rd Year with both VISA and MASTERCARD for PCI Compliance 12/18/09
- Discover Reports Decline in Earnings, Increase in Charge-Offs for Q4 12/18/09
- Peregrin Services(TM) Announces Multiple Service Options for Its CARD Act Credit Counseling Line 12/16/09
- Settlement Reached with Bank of America in Case Accusing Credit Card Companies of Colluding on Arbitration Terms 12/16/09
- Consumers Rank Credit Card Bills Higher Priority Than Mortgage, Says Auriemma Consulting Group 12/10/09
- TransUnion: Improved Mortgage and Credit Card Delinquencies Expected by End of 2010 12/9/09
- FTC Sues to Stop Robocalls With Deceptive Credit Card Interest-Rate Reduction Claims 12/9/09
- CreditCards.com: Weekly Credit Card Rate Report 11/30/09
- TransUnion.com: Average Credit Card Delinquency Rates Continue to Fall in Third Quarter From Previous Decline in Second - Bucking Historical Trend 11/23/09
- CoreCard Software Supports a Variety of Financing Plans for Receivable Management 11/19/09
- TransUnion.com: Mortgage Loan Delinquency Rates on Course to Hit Record in 2009 11/18/09
- Synovate Mail Monitor Shows US Credit Card Situation Remains Grim 11/16/09
- Consumer Credit Card Debt Increases in October 11/11/09
- Cavalry Portfolio Services Unveils New Online Payment Center 11/10/09
- Small Businesses Turn To Bibby Financial Services As Credit Card Pricing Soars 11/5/09
- Survey Shows that Consumers Opt Against Charging Holiday Purchases 11/2/09
- FTC Extends Enforcement Deadline for Identity Theft Red Flags Rule 11/2/09
- Fitch: U.S. Credit Card Performance Measures Mixed as Chargeoffs Drop 10/30/09
- Largest Credit Card Issuers Support New Debt Repayment Programs 10/27/09
- ABA Comments on House Committee Pasage of H.R. 3639, the Expedited Card Reform for Consumer Act of 2009 10/23/09
- Two Top 20 Card Issuers Choose ALI's OnQ and CallTech for Collections 10/21/09
- Fitch Publishes Credit Card Movers & Shakers With August 2009 Performance 10/14/09
- Stellar Recovery Announces Launch of Debt Buying Business 10/14/09
- Consumers Nationwide Pay Down Credit Card Debt in September 10/12/09
- Average Credit Card Rate Breaks 15 Percent, Hits Two-Year High, According to IndexCreditCards.com Survey 10/6/09
- Consumer Delinquencies Continue Upward Climb In Second Quarter 2009 10/1/09
- CBA President Richard Hunt’s Statement on Early Implementation of CARDS Act 9/25/09
- New Federal Laws Regulating Credit Card Companies Begin to Take Effect 9/21/09
- CreditCards.com: Weekly Credit Card Rate Report 9/18/09
- Newest Georgia Lending and Rate Index Shows Credit Unions Continue to Offer Consumers Savings in First Half of 2009 9/11/09
- Encore Capital Group Settles Legal Dispute 9/9/09
- Payment Card Industry (PCI) Upgrades Cvent to Level 1 Compliance Status 9/4/09
