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A debt buyer is a firm that purchases debt from another company, usually a creditor or bank, at a deeply discounted rate. The debt purchaser then attempts to collect the debt through its own operations or through the use of a third-party debt collection agency. Some debt buyers may sell all or part of the debt to another party at a profit. Most debt buyers are small and privately held, though there is a handful of publicly traded debt buying companies. Recent changes in law and legal rulings have seen the debt buying industry regulated like collection agencies, or servicers of debt, rather than creditors, or owners of the debt. Debt buyers must adhere to the FDCPA.

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DBA International Elects Amy Anuk as Chair of its Certification Council

17 March 2014

FTC Gets Court to Shut Down Debt Collection Agency, Freeze Assets

14 March 2014

CFPB Calls For Greater Information Integrity in Debt Collection System

14 March 2014

DBA International Adopts Changes to its Debt Buyer Certification Program

13 March 2014

ARM Vets Charity Turns 5, Shares Story of Sgt. Olivas

12 March 2014

FTC Becoming Increasingly Reliant on Phone App for Collection Complaints

11 March 2014

ARM Merger and Acquisition Activity Picking Up, Especially in Debt Buying

11 March 2014

CFPB to Mail Debt Collection Surveys to Consumers

10 March 2014

FTC Letter Reveals Increased FDCPA and Debt Collection Enforcement

6 March 2014

insideARM.com Launches Debt Collection Complaints Resources Section

4 March 2014

FTC Reports 200,000 Debt Collection Complaints in 2013; CFPB Says 22,000

4 March 2014

Top Questions to Ask the Potential Buyer of Your Business

3 March 2014

House Passes Bill Limiting CFPB Powers as it Prepares to Write Debt Collection Rules

28 February 2014

Encore Capital Group Announces 2013 Results and Executive Changes

26 February 2014

Encore Capital Announces Two More International ARM Acquisitions

26 February 2014

Collecting on Behalf of Unlicensed Debt Buyer Does Not Violate FDCPA: Appeals Court

25 February 2014

Anticipating a New Regulatory Regime For Debt Collection

24 February 2014

Major Moves in the Debt Purchasing World. Who’s Going to Make the Next One?

21 February 2014

Third Party Debt Collection Accounts and Balances Rise in Q4

21 February 2014

DBA International Appoints Nine Members to its Certification Council

21 February 2014

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