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A debt buyer is a firm that purchases debt from another company, usually a creditor or bank, at a deeply discounted rate. The debt purchaser then attempts to collect the debt through its own operations or through the use of a third-party debt collection agency. Some debt buyers may sell all or part of the debt to another party at a profit. Most debt buyers are small and privately held, though there is a handful of publicly traded debt buying companies. Recent changes in law and legal rulings have seen the debt buying industry regulated like collection agencies, or servicers of debt, rather than creditors, or owners of the debt. Debt buyers must adhere to the FDCPA.

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SquareTwo Financial CIO William A. Weeks Named CIO of the Year 2013 By Denver Business Journal

2 July 2013

Encore Capital Group Named One of India's "Best Companies to Work For"

1 July 2013

Debt Buyer’s Attorney Named to National Bar Association's "40 Lawyers Under 40"

1 July 2013

Iraq Veteran’s $8,000 Account Forgiven by Debt Buyer

25 June 2013

Is Working with Debt Collectors a Better Option than Debt Relief Firms?

21 June 2013

Illinois Appellate Decision Seen as Major Victory for Debt Buyers and Collectors

20 June 2013

Some Collection Agencies Already Have Practice with CFPB Complaints

19 June 2013

Encore Capital Group Prices Private Placement of Convertible Senior Notes

19 June 2013

How to Analyze and Categorize Consumer Complaints - Yes this Means You!

17 June 2013

Think Your Debt Dispute Process is Solid? Three Overlooked Laws Cause Turmoil

17 June 2013

Encore Capital Closes Asset Acceptance Acquisition; Provides More Detail on Operations

14 June 2013

Mike Ginsberg's Take on Recent ARM Developments

14 June 2013

UK Collections and Recoveries: An Insider's View of the Top Trends Shaping the Industry

13 June 2013

DBA Seeks Third-Party Firms for Certification Program Compliance Auditing

12 June 2013

European ARM Firm Lindorff Could Become Publicly Traded

11 June 2013

New Report Targets Debt Buyers' Use of Courts in New York

11 June 2013

Portfolio Recovery Associates Declares Stock Split

10 June 2013

Industry Veteran Rakesh Kumar Forms Global Channel Partnership

10 June 2013

ARM Data Exchange Standards Focus of FTC/CFPB Collection Roundtable

7 June 2013

CFPB Panel 2: Verifying Disputed Debts Under the FDCPA/FCRA

6 June 2013

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