The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.
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Collection Law Firm Uses Recent Ruling Against CFPB to Bolster FDCPA Enforcement Defense
20 March 2015
Circuit Court Rejects FDCPA Claim Based on Alleged Invalid Proof of Claim
4 March 2015
FTC and New York AG Team Up in Actions Against Two Buffalo Debt Collection Scams
27 February 2015
FDCPA Lawsuits Up in January and TCPA Claims Down, Reversing 2014 Trends
26 February 2015
Court Expands FDCPA's "Least Sophisticated" Standard to Include Attorneys
25 February 2015
State Bill Would Specifically Ban Debt Collectors from Using Social Media
23 February 2015
Recent Class Action Settlement Shows that FDCPA Litigation is Kind of a Game
19 February 2015
The FDCPA "is not a game, and its purpose is not to provide a business opportunity" says District Judge
17 February 2015
Ohio AG Sues Debt Collector for Impersonating Government Offices with Caller ID Spoofing
12 February 2015
Collection Agency Seeking Circuit Court Rehearing in Pivotal FDCPA Time-Barred Debt Settlement Case
11 February 2015
Circuit Court Upholds "Sewer Service" Debt Collection Class Action
11 February 2015
FTC Sends Annual FDCPA Enforcement Letter to CFPB Filled with Detail
10 February 2015
Debt Collector Wins Dismissal of FDCPA Suit Regarding Settlement Offers and Credit Reporting
5 February 2015
Is There a "Silver Bullet" for Defeating FDCPA and TCPA Claims?
29 January 2015
FDCPA Lawsuits Decline for Third Straight Year, But TCPA Suits Up 25%
23 January 2015
FTC Sues Debt Collection Agency Over Legal Threats and Other Practices
22 January 2015
Judge Rules for Debt Collector; Oral Disputes Do Not Trigger Cessation of Collection Efforts Under FDCPA
15 January 2015
A Settlement Offer on Time-Barred Debt May Violate FDCPA Says Split Sixth Circuit
14 January 2015
Plaintiff Uses TCPA to Trigger FDCPA Claim Against Collector; Federal Judge Says No
13 January 2015
Consumers Focusing More on Dispute Notices and ID Theft in Debt Collection Complaints
6 January 2015