The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.
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New York Court Halts Debt Collector’s Operations, Freezes Assets
24 July 2014
NJ Court Holds No FDCPA Violation for Filing Suit on Time-Barred Debt
24 July 2014
Sixth Circuit Broadens FDCPA Verification Requirements for Debt Collectors
23 July 2014
Policy Preparedness: A CFPB Focus for Compliance Management
21 July 2014
CFPB Takes Direct Aim at Policing Legal Profession
18 July 2014
Can Debt Collectors Legally Charge Interest?
17 July 2014
Debt Collection Complaints and Lawsuits Fall Slightly in May 2014
17 July 2014
CFPB Sues Debt Collection Law Firm Over Suit Volume, FDCPA Violations
15 July 2014
Circuit Court Holds that Filing a Proof of Claim on Time-Barred Debt Violates FDCPA
14 July 2014
Circuit Decision Reinterprets "Judicial District" Under FDCPA
8 July 2014
Collection Attorneys Must Conduct "Meaningful Review" of Suits Under FDCPA: Federal Judge
7 July 2014
May Dip in Debt Collection Suits and Complaints Contrasts 2014 Data
3 July 2014
FTC Gets Court to Shut Down Payday Loan Debt Collection Scam
2 July 2014
Split Circuit Court Rules Against Debt Collector in FDCPA Letter Case
1 July 2014
Middle District of Florida Clarifies Application of FDCPA and FCCPA Statutes of Limitation
27 June 2014
Collection Settlements Are Dead: The Sequel
26 June 2014
FTC Announces $4 million Action Against Debt Collector Over Convenience Fees
25 June 2014
Former CFPB Employee: Debt Buyers in the Bureau's Crosshairs
24 June 2014
Dials, Contacts, and the Difference: Collection Calls to Consumers
20 June 2014
FDCPA Case Ruling on Convenience Fees Having Impact on Collectors
19 June 2014