The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.
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Interactive Intelligence to Host "Pitfalls of TCPA" Industry Web Event
17 April 2014
CFPB's Email Notification for Debt Collection Complaints Portal Still Working Out Kinks
16 April 2014
LiveVox Presents A "Fireside Chat" With CFPB Examination Consultant, Joe Adams
15 April 2014
FDCPA Class Action to Advance; Letter Language Positioning in Question
11 April 2014
Contact Center Compliance Wins Pace Technovation Award For Cloud Training
11 April 2014
Debt Collectors Settle with FTC for $3.3 million, Permanent Ban from Collecting
4 April 2014
Collector Prevails in FDCPA Suit Claiming Business Debt was Consumer-Related
2 April 2014
How Consumers think New Debt Collection Rules Should Look
31 March 2014
FDCPA Reform Bill Picks Up Support in U.S. House
28 March 2014
Debt Collector Wins Appeal in Precedential Letter Language Case
27 March 2014
Court Ruling Impact - Debt Collection Settlements Are Dead; Long Live Litigation
26 March 2014
Debt Collection Complaints Decline in February as FDCPA Suits Rise
24 March 2014
CFPB Issues Annual FDCPA Report to Congress with Focus on Complaints
21 March 2014
Collectors Often Win FDCPA Cases Without Going to Court
19 March 2014
Appeals Decision Supports CFPB-FTC View on Out-of-Statute Debt Collection
17 March 2014
FTC Gets Court to Shut Down Debt Collection Agency, Freeze Assets
14 March 2014
CFPB Calls For Greater Information Integrity in Debt Collection System
14 March 2014
At a Glance: Responses to the CFPB Debt Collection Rulemaking Proposal
13 March 2014
Joint CFPB-FTC Brief: Collecting on Time-Barred Debt Can Violate FDCPA
7 March 2014
FTC Letter Reveals Increased FDCPA and Debt Collection Enforcement
6 March 2014