Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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Fed Tries to Rebuild the Economy with $1.2 trillion Effort

19 March 2009

FTC Charges Seven Credit Repair Companies with Deceiving Consumers Throughout the U.S.

18 March 2009

Commercial Debt Collection Market Faring Better than Consumer, But Worst May Still be Ahead

13 March 2009

Pitfalls of Paying Taxes with a Credit Card

13 March 2009

Foreclosure Activity Increases 6 Percent in February According to Realtytrac

12 March 2009

ARM Leader Harvey Vengroff's Tax Protest Creating Jobs in Florida

12 March 2009

Fitch: Spiraling U.S. Credit Card Delinquencies Point to Record Defaults

11 March 2009

TrueCredit.com Helps Americans Prepare for Potential Layoffs

10 March 2009

New Survey Shows 81% of Americans Trust their Primary Financial Institution, Despite Current Economy

10 March 2009

In Your Words: The ARM Industry on the Current State of Affairs

10 March 2009

Consumer Credit Gains in January Led by Cards

9 March 2009

Collections Approach in Need of a Significant Shift in Current Economy

6 March 2009

LiveVox CMO John McNamara to Discuss Recession Survival Tips at the CFSA Annual Conference

6 March 2009

Risk Experts to Offer Timely Solutions at FCIB Annual Export Credit & Trade Finance Summit

4 March 2009

Consumer Credit Performance Continues to Weaken As Card Chargeoffs Soar

4 March 2009

Debt Settlement May Be Too Good To Be True

3 March 2009

Rough Economy Putting Collection Agencies in Difficult Position

3 March 2009

TransUnion.com: Home Loan Delinquency Rates Rise for Eighth Straight Quarter

3 March 2009

GDP Contraction in Q4 Revised Sharply to 6.2 percent

27 February 2009

VWA Sees Consumer Caution Increase as Debt is Paid Down; 18% Rise in Payment Arrangements

25 February 2009