Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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ADP Report Shows Another Month of Large Job Losses

4 February 2009

Consumer Credit At Risk On The Rise

2 February 2009

Survival Tips to Weather the Economy for Bankcard/Credit Card Agencies

2 February 2009

US Credit Card Mail Volume Declined to 3.8 billion in 2008

2 February 2009

GDP Contracts 3.8% in Q4, But Rise in Inventories Masks Real Figure

30 January 2009

Dire Economic Conditions Impacting Legal Debt Collections

29 January 2009

When Psychology Meets the Budget - Does Obligation Override an Emaciated Piggybank?

28 January 2009

ARM Coalition Gears Up to Help in Second Round of TARP

28 January 2009

?More Payment Plans and Legal Collections,? Say ARM Companies in Survey

27 January 2009

Is Forecasting Dead?

26 January 2009

Discover Small Business Watch: Economic Confidence Among Small Business Owners Slips

26 January 2009

DebtRegret.com Settles $1 Million for Clients in December

26 January 2009

Parsing the Details of President Obama?s 2009 Stimulus Bill

23 January 2009

Jobless Claims Are Still Rising, Matching 26-Year Highs

22 January 2009

Strategies for Surviving and Thriving in This Recession: Refocus, Retool, Rethink

21 January 2009

Major Banks Report Disastrous Earnings; ARM Strategies Seen Shifting

21 January 2009

Slow Economy Sparks New Concept With Collection Agency

20 January 2009

Bank Economists See Recession Deepening; Policy Action Key to Second Half Recovery

20 January 2009

Many Home Buyers Need Higher Loan Limits, Upper-End Stalled

16 January 2009

Pelosi Statement on Second Half of TARP Funds

16 January 2009