Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).
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"Celebrity" FDCPA Litigant Slapped by Texas Judge
2 September 2010
More Than You Ever Thought You Could Know About Debt Collection Complaints
2 September 2010
2009 Complaints Map
1 September 2010
Tips to Combat Consumer Complaints
1 September 2010
Mini-Miranda Violations
1 September 2010
Largest Change in Consumer Complaints
1 September 2010
A Closer Look: Reviewing the Top 5 FDCPA Complaints in 2009
1 September 2010
2010 Complaints Infographic
1 September 2010
CreditorsRightsLawFirms.com offers Experienced FDCPA Defense Attorneys
1 September 2010
Texas AG Charges Home Loan Servicer With Violating Debt Collection Laws
31 August 2010
State Fines Debt Buyer Over Collection Lawsuits
27 August 2010
Man Charged with Running Debt Collection Agency from Prison
26 August 2010
FDCPA and Other Consumer Rights Lawsuit Statistics, August 1-15
25 August 2010
Debt Collector Gets Penalty of $75,000 or 600 Hours of Service, License Revoked
25 August 2010
Final Changes Restricting Credit Cards will have Lingering Impact on ARM
23 August 2010
New York Collection Attorneys Secure Court Victory for Creditor
23 August 2010
Sierra Group Compliance Signs Contact with United Collection Bureau to Launch ETHIcollect Compliance Program
20 August 2010
Guest Blog: Let's Drive a Stake through the Heart(lessness) of Old Debt
17 August 2010
US Debt Resolve Announces Compliance with Telemarketing Sales Rule
17 August 2010
TASC Announces Support for FTC Debt Settlement Rules
17 August 2010