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A debt buyer is a firm that purchases debt from another company, usually a creditor or bank, at a deeply discounted rate. The debt purchaser then attempts to collect the debt through its own operations or through the use of a third-party debt collection agency. Some debt buyers may sell all or part of the debt to another party at a profit. Most debt buyers are small and privately held, though there is a handful of publicly traded debt buying companies. Recent changes in law and legal rulings have seen the debt buying industry regulated like collection agencies, or servicers of debt, rather than creditors, or owners of the debt. Debt buyers must adhere to the FDCPA.

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U.S. Rep. Proposes Sweeping Changes to FCRA, Including Furnisher Mandates

10 September 2014

Compliance Acronym Stew: Is Your Collection Agency at Risk? Part II: PCI DSS

10 September 2014

Mid-Year Predictions: What to Watch for in the ARM Industry

9 September 2014

More Consumers Claiming Debt Collectors Calling About Invalid/Paid Debt

8 September 2014

10 Point Checklist: A Must for Any Marketing Plan

8 September 2014

Kaulkin Ginsberg Releases 2014 Accounts Receivable Management Mid-Year Review

8 September 2014

Executive Change: Jeremy Katz Joins PRA Government Services Team

4 September 2014

Group to Study Uniform State Laws for Debt Buying and ARM Industry

2 September 2014

Debt Buyer PRA Group Named One of Fortune's 100 Fastest-Growing Companies for 2014

29 August 2014

Kaulkin Ginsberg Kicks Off Fall 2014 Research Fellows Program

29 August 2014

CFPB Readying Action Against College Over Debt Sales and Collection Methods

27 August 2014

State AGs Miss the Mark on Business Records in FDCPA Rulemaking Comments

26 August 2014

Segment in Focus: Debt Buyers - A Rapid Consolidation Anticipated

26 August 2014

After Slight Rise in July, FDCPA Lawsuits Still Down Overall for 2014; TCPA Claims Increase

22 August 2014

Mazume Solutions Launches New Managed Services Offering for the Credit and Collection Industry

21 August 2014

New FDCPA Requirement for Debt Verification: Is There More to the Story?

20 August 2014

Q3 Webinar Date Set for Latest in Leadership Series for ARM Executives

20 August 2014

ARMing Heroes Awards Emergency Grants to Struggling Military Families

20 August 2014

Business Group Led by Former Governor Opens Battle Over CFPB Complaints

19 August 2014

Collection Agency Compliance: The Hidden Money Maker

19 August 2014

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