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A debt buyer is a firm that purchases debt from another company, usually a creditor or bank, at a deeply discounted rate. The debt purchaser then attempts to collect the debt through its own operations or through the use of a third-party debt collection agency. Some debt buyers may sell all or part of the debt to another party at a profit. Most debt buyers are small and privately held, though there is a handful of publicly traded debt buying companies. Recent changes in law and legal rulings have seen the debt buying industry regulated like collection agencies, or servicers of debt, rather than creditors, or owners of the debt. Debt buyers must adhere to the FDCPA.

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Executive Change: SquareTwo Financial Promotes John Lowe to SVP and CFO

19 August 2014

ACA International Submits Comments on New York's Revised Proposed Debt Collection Rule

18 August 2014

New York Times Takes Unflinching Look at the Secondary Debt Buying Market

15 August 2014

Average Collection Agency Earnings Decline in 2013

14 August 2014

DBA International Hosts Webinar on Vendor Management

14 August 2014

State of Idaho Issues Guidance for Licensed Collection Agencies

13 August 2014

The Beauty of a Brand

13 August 2014

Debt Collection Complaints Remarkably Flat in Second Quarter

12 August 2014

A Culture of Unaccountability Regarding Consumer Debt

12 August 2014

Executive Change: Alan Singer Promoted to SVP and General Counsel at SquareTwo

12 August 2014

Encore Capital Group Buys Collection Agency Atlantic Credit & Finance for Nearly $200 million

8 August 2014

FICO's New Credit Score Addresses Medical Debt Collection and Collection Agency Accounts

8 August 2014

En Banc Hearing Sought in FDCPA Case, Crawford v. LVNV

8 August 2014

The Beginner's Guide to Content Marketing

7 August 2014

Federal Regulator OCC Issues Guidance on Debt Portfolio Sales

6 August 2014

Unifund Completes Successful SSAE 16, Type 2 Audit

6 August 2014

China's Booming Credit Economy and the Potential for US ARM

5 August 2014

Study Shows Collection Agencies Recovering More Debt at Lower Pay with Fewer Collectors

5 August 2014

Eye Opening TCPA Settlement Further Distorts Public View of Collection Professionals

1 August 2014

Capio Partners Chairman Jim Richards Named President-Elect of ACA International

1 August 2014

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